ScanForTax
T2125 Line 9281

Motor Vehicle Expenses on Your T2125

Your vehicle is likely your biggest deduction — but without a logbook, you can't claim a cent. Learn the rules, limits, and how to maximize your claim.

Qualifying Expenses

What You Can (and Can't) Deduct

Know exactly what belongs on Line 9281 — and what the CRA says doesn't qualify.

What Qualifies

  • Fuel and oil
  • Electricity (EVs)
  • Insurance
  • Licence and registration
  • Maintenance and repairs
  • Parking (business, not home)
  • Supplementary insurance
  • Lease payments (subject to limits)
  • Interest on vehicle loan (subject to limits)

Does NOT Qualify

  • Personal driving costs
  • Commuting from home to regular workplace
  • Parking at home
  • Car washes for personal use
  • Traffic tickets and fines
CRA Rules

Rules & Limits

Special CRA rules and percentage limits that apply to motor vehicle expenses.

Special Rules

Logbook Is Mandatory

Heads up

You MUST keep a mileage logbook recording date, destination, purpose, and kilometres for each business trip. Without a logbook, the CRA can deny your entire vehicle claim.

CRA Guide T4002

Business-Use Percentage

Advantage

Your deduction is based on the ratio of business kilometres to total kilometres driven in the year. After maintaining a full-year logbook, you may use a 3-month sample in subsequent years (if within 10% of the base year).

2025 Prescribed Limits

Heads up

CCA ceiling: $38,000 (regular vehicles), $61,000 (ZEVs). Interest: maximum $350/month. Lease: maximum $1,100/month before tax. Class 10.1 applies to vehicles over $38,000.

Regulation 7307

Class 10.1 for Expensive Vehicles

Heads up

Vehicles costing more than $38,000 go into Class 10.1. Each Class 10.1 vehicle is its own separate class, and you cannot claim a terminal loss when you dispose of it.

Percentage Limits

Rule Limit
Business-use percentage Business km / Total km
Vehicle loan interest $350/month max
Vehicle lease payments $1,100/month max (before tax)
Real Examples

Real-World Examples

See how different professionals use Line 9281 deductions in practice.

Real Estate Agent Line 9281

Annual Vehicle Costs at 75% Business Use

Used a personal vehicle extensively for property showings, client meetings, and open houses.

Amount

$12,000 total × 75% business use

Deductible

$9,000 (75%)

Construction Contractor Line 9281

Work Truck Fuel + Maintenance

Operated a work truck to travel between job sites, haul materials, and visit suppliers.

Amount

$8,500 total × 90% business use

Deductible

$7,650 (90%)

Rideshare Driver Line 9281

Full Vehicle Costs at 85% Business Use

Used a personal vehicle primarily for rideshare driving through Uber and Lyft.

Amount

$10,200 total × 85% business use

Deductible

$8,670 (85%)

Watch Out

Common Mistakes to Avoid

These errors on Line 9281 can trigger a CRA review — here's how to get it right.

01
high
Mistake

Not keeping a mileage logbook

Correction

Without a logbook, the CRA can deny your entire vehicle claim. Record the date, destination, business purpose, and kilometres for every business trip. Use ScanForTax or a logbook app to make this easy.

02
high
Mistake

Claiming 100% of vehicle costs without business-use calculation

Correction

You must calculate your business-use percentage (business km / total km) and apply it to all vehicle expenses. Very few self-employed individuals legitimately use their vehicle 100% for business.

03
medium
Mistake

Not knowing about prescribed limits for expensive vehicles

Correction

Vehicles over $38,000 have CCA capped at that amount (Class 10.1). Lease payments are capped at $1,100/month and interest at $350/month. Know these limits before purchasing.

Don't Mix Up

Commonly Confused Categories

These categories are often mixed up with Motor Vehicle Expenses. Here's the difference.

Sample Receipt Walkthrough

See how ScanForTax processes a typical motor vehicle expense.

Receipt

Petro-Canada

2025-04-05

Regular Unleaded 45.2L $$72.32
Windshield Washer Fluid $$5.99
Subtotal $$78.31
HST $$10.18
TOTAL $$88.49

Ontario

How ScanForTax categorizes this

ScanForTax identifies this Petro-Canada receipt as a motor vehicle expense and categorizes it under Line 9281. The $10.18 HST is recoverable via ITC, proportional to your business-use percentage.

FAQ

Frequently Asked Questions

Do I really need a logbook?
Yes. Without a mileage logbook, the CRA can deny your entire vehicle expense claim. Record the date, destination, business purpose, and kilometres for every trip.
What is the business-use percentage?
It is the ratio of business kilometres to total kilometres driven in the year. For example, if you drove 30,000 km total and 22,500 km for business, your business-use percentage is 75%.
Are there limits for expensive vehicles?
Yes. For 2025, the CCA ceiling is $38,000 for regular vehicles and $61,000 for zero-emission vehicles. Interest is capped at $350/month and lease payments at $1,100/month before tax.

Related Professions

Profession-specific guides that frequently use Motor Vehicle deductions.

Tax Guides by Province

See how tax recovery works for motor vehicle expenses in each province.

Related Expense Categories

Tax deadline is April 30th.

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