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British Columbia Tax Guide

Self-Employed Tax Guide for British Columbia

BC uses a split GST + PST system at 12% combined. The 5% GST is recoverable, but the 7% PST is a permanent cost — knowing the difference saves you from overclaiming.

GST + PST Province

British Columbia Tax Structure

How your business purchases are taxed at the register.

12% combined rate on most purchases
GST 5%
PST 7.000%
GST (5%) — Recoverable via ITC
PST (7.000%) — Not recoverable

British Columbia operates a dual-tax system with 5% federal GST and 7% provincial PST, totaling 12%. The critical distinction for self-employed workers: only the GST portion is recoverable through Input Tax Credits. The 7% PST is a permanent, non-recoverable cost on most purchases.

BC famously adopted HST in 2010 and then reversed it in 2013 after a public referendum — the only province to ever repeal an HST. The return to split GST/PST means BC businesses must track two separate tax components on every receipt, and cannot recover the provincial portion. This affects everyone from photographers and creatives to construction contractors.

However, BC's PST has important exemptions that benefit self-employed workers. Production machinery, certain software, and some professional services are PST-exempt. Understanding which purchases are exempt can save you 7% on significant expenses. ScanForTax flags PST-exempt categories and separates the recoverable GST from the non-recoverable PST on every receipt.

British Columbia Tax Breakdowns

Tax Calculation Examples

See exactly how taxes break down on common business purchases in British Columbia.

$500 Office Supplies at Staples

British Columbia

Subtotal $500.00
GST (5%) $25.00
PST (7.000%) $35.00
Total $560.00
You recover via ITC $25.00

You pay $560 total. Only the $25 GST is recoverable via ITC. The $35 PST is a permanent cost, making your true expense $535 ($500 + $35 PST).

$2,000 Business Software Licence

British Columbia

Subtotal $2000.00
GST (5%) $100.00
Total $2100.00
You recover via ITC $100.00

Custom or prewritten software purchased electronically is PST-exempt in BC. You only pay 5% GST ($100), which is fully recoverable. Your true cost is $2,000.

$150 Client Dinner (2 people)

British Columbia

Subtotal $150.00
GST (5%) $7.50
PST (10%) $15.00
Total $172.50
You recover via ITC $7.50

Restaurant meals in BC are subject to 5% GST + 10% PST (liquor attracts higher PST). The $7.50 GST is recoverable. The meal is 50% deductible on T2125, and the PST is a sunk cost.

How to Recover Tax in British Columbia

Your Input Tax Credit (ITC) filing roadmap.

01

Collect

Keep receipts with GST/HST registration numbers

02

Categorize

Match each expense to a T2125 line item

03

File & Recover

Claim ITCs on your GST/HST return

5% GST
Recoverable
7.000% PST
Not recoverable

In BC, only the 5% GST is recoverable through Input Tax Credits on your GST/HST return filed with the CRA. The 7% PST is never recoverable — it is a cost of doing business. When calculating business expenses, include the PST as part of your deductible expense amount on categories like office expenses and capital cost allowance, but do not claim it as a separate ITC. ScanForTax separates GST from PST on every receipt so you never accidentally overclaim.

British Columbia-Specific Tax Rules

2 advantages, 2 things to watch

2 Working for you
2 Watch out
01

PST Is Never Recoverable — Not Even for Businesses

Heads up

Unlike HST provinces such as Ontario where the full tax is recoverable, BC's 7% PST is a permanent cost. On a $10,000 equipment purchase, that's $700 you cannot claim back. Factor PST into your true cost calculations.

02

Software Purchased Electronically Is PST-Exempt

Advantage

Custom software and prewritten software delivered electronically (downloads, SaaS) are exempt from BC PST. This saves 7% on subscriptions like Adobe Creative Cloud, QuickBooks, and other business software.

BC PST Bulletin PST 105
03

Production Machinery and Equipment PST Exemption

Advantage

Machinery and equipment used directly in manufacturing, logging, mining, or oil and gas extraction is exempt from PST. Contractors in these industries can save significantly on major equipment purchases.

BC PST Bulletin PST 110
04

Higher PST on Liquor and Accommodation

Heads up

BC charges 10% PST on liquor, 8% on accommodation, and additional municipal and regional taxes. Business meals with alcohol and travel accommodation cost more than expected — budget accordingly.

Popular Professions in British Columbia

See profession-specific tax guides for self-employed workers in British Columbia.

Provincial Resources

Official government and support links for British Columbia self-employed workers.

Frequently Asked Questions

Can I recover PST on business purchases in BC?
No. BC PST is never recoverable through Input Tax Credits or any other mechanism. Only the 5% GST portion can be claimed back. The PST is included as part of your deductible expense amount on T2125.
Is SaaS software subject to PST in British Columbia?
Software purchased via electronic download or SaaS subscription is generally PST-exempt in BC. However, if you purchase boxed software on physical media, the 7% PST applies. Most modern business software is delivered digitally and therefore exempt.
Why did BC go back to PST after having HST?
BC adopted HST in 2010 but reversed it in April 2013 after a province-wide referendum in which 55% of voters opposed it. The return to split GST/PST means businesses lost the ability to recover the provincial tax portion on purchases.
How does the split tax affect my bookkeeping?
You need to track GST and PST separately on every receipt. GST goes toward your ITC claim on your GST return. PST is added to the expense amount on your T2125. ScanForTax handles this automatically, splitting the two tax components on each scan.
Do I need to register for BC PST?
If you sell taxable goods or provide taxable services in BC, you must register as a PST collector. If you only provide services (consulting, freelancing), you likely don't need to register since most services are PST-exempt. Check the BC government's PST taxability guide for your industry.

Key Expense Categories

Common T2125 deductions for British Columbia self-employed workers.

Related Province Guides

Tax deadline is April 30th.

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